A while ago I wrote about what a farce it would be to have haircut insurance, so why do we have vision insurance? Al Cleinman wrote a post along those lines. Here’s what sums it up for me:
Like most Americans, I own a car. I pay for insurance to protect myself from the economic risk associated with an accident, theft, fire, etc….
What I am NOT insured for is tune-ups, oil changes, tires and other forms of routine maintenance. That’s a “scheduled” cost, which comes up periodically.
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